Business Insurance

It depends on the industry and risks. Most businesses start with general liability insurance to protect against accidents, workers compensation if you have employees, and may add coverage like professional liability, commercial auto, or cyber liability depending on operations. 

Workers comp provides wage replacement and medical benefits to employees injured on the job. In most states it's required by law if you have employees. 

Also known as Erros and Omission (E&O), this protects your business if a client claims negligence, mistakes, or failure to deliver professional services. 

Yes, many insuers offer a business owner's policy (BOP). This combines general liability and property insurance at a lower cost. Other policies like cyber, auto, or professional liability can be added.